Protecting your Loved Ones

If you have a question about protecting your loved ones or any other aspect of your finances, simply complete the contact us section, and one of our friendly advisers will be back in touch.

Financial Implications

On average most people only review their finances once every 7 years, yet how many of us let a life event like these go by without a second thought for our finances and the implications that they bring:

New Baby

Getting Married

New Job

Getting Divorced

Quitting Smoking



How much does it cost to raise a child

Research shows the value of a parent for over 30 years. Parents may tend to take their wages into account when deciding on a level of cover, but they often don’t consider the unpaid domestic work they do. The research puts an average insurance value of the unpaid work that a parent does around the home.

The value of a mum

Salary – £21,601 to £29,535. On call 24 hours a day, 365 days a year.
Child care bills, cleaning, the weekly shop, taxi service…there’s a value to every single thing you do for your family. According to the 2015 Value of a Parent research, for unpaid child care and household tasks alone, Dads are worth £21,601, while Mums are worth £29,535.
With such a busy life have you ever stopped to think about how your loved ones would cope financially if you were to die?
From the parents that participated in the research, only 53% had life insurance.


Your family could receive a cash sum if you die during the length of the policy which can be used to pay bills or cover education costs. Premiums start from just £6 a month, of course your own premium will depend on your needs and circumstances.

Advisers for Life Finance?

The value of a Mum is sometimes overlooked when families try to work out their life insurance needs. The research also highlights that the average family spends £10,244 a year raising their children, which is a whopping £184,392 over 18 years.
If Mum was no longer alive where would the money needed to pay for domestic work and child-care come from? Who would fill the gap and help maintain the family’s living standards?
Why not take the first steps in helping to provide financial security for your family and get a quote for life insurance today.
Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made.
As with all insurance policies conditions and exclusions will apply.

I can’t thank Marine enough for her help arranging my mortgage. She makes what could be a stressful situation so easy. She is extremely knowledgeable. I would not hesitate to recommend her and Hope Financial Services

E Weston - Coalville

I would like to thank Nick & Marine for their professionalism and support in reviewing my Buy to Let mortgage, we discussed my plans for the next 5 years, and looked at what was available for differing scenarios. We where able to select and successfully complete an application to borrow £100k to enable a refurbishment and to start a new project. With Hope Financial Services there is hope for all property buyers from first time buyers to well seasoned property developers. Thank you for your support and making my goals one step closer. Alan Colley

Alan Colley - Long Eaton

As a property investor having the right broker on board is vital, Hope Financial Services have been that broker, helping with Bridging, commercial and BTL mortgages. The advice and service they have given has proved invaluable whilst I have been expanding my property portfolio.

B.Kingsland - London - Property Investor

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